南昌房产抵押贷款|南昌房产抵押贷款公司哪家好?

南昌房产抵押贷款公司哪家好|南昌房产贷款额度高

  南昌房产抵押贷款利息一般在基准利率4.9%基础上上浮40-80%之间,每家银行执行的不太一样,目前南昌银行房子抵押贷款相对来说较低,在基准利率基础之上上浮40%,上浮完6.86%年化,能做10年20年期等额本息或者5年期先息后本,批款时间大约10天左右,需要法人并且要求客户必须是法人。征信良好,需要双验!

  1、借款人身份证件;

  2、借款人婚姻状况证明;

  3、借款人还款能力证明;

  4、购房首付款证明;

  5、借款人与售房人签订的合法有效的房屋买卖合同;

  6、有共同借款人的,共同借款人须按要求提供身份证件及其他相关证明文件,并按要求填写《中国哈尔滨银行房产抵押贷款个人房地产贷款申请表》;

  7、对资质符合要求的借款人以所购住房之外的其他住房设定抵押的,须提供抵押物房地产权利证书、抵押物所有权人及共有权人的身份证件及其同意抵押的书面承诺;

  8、南昌房产抵押贷款要求提供的其他资料。

 南昌抵押贷款可以帮助我们解决一些燃眉之急,但是在办理的时候要先了解一下相关的具备条件,避免出现一些没有必要的麻烦。以上就是房产抵押贷款所需要的贷款条件。

One thought on “南昌房产抵押贷款|南昌房产抵押贷款公司哪家好?

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